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Vet bills for my senior dog are so expensive. How do I manage?

What people do around the world

In the news

A U.S. Gallup survey of 2,498 dog and cat owners found 52% skipped needed vet care in the past year, and 71% of them named cost as the main reason. Only 23% had ever been offered a payment plan by their vet.

Gallup
UK

Get free or low-cost treatment at a charity pet hospital

for owners on certain benefits who live in the catchment area

PDSA
An owner・English-speaking
「My 15-year-old dog's checkup and dental bill cost about half a car, so I'm thinking about pet insurance or a different vet.」
UK

Contact your usual vet first and be honest about what you can afford

RSPCA advice on vet costs

RSPCA
UK

Ask your vet whether you can pay in instalments

offered by some vets, not all

RSPCA
An owner・English-speaking
「My old dog keeps having more problems, now a skin inflammation, and I'm worried the tests will cost $700.」
An owner・Japan
「I have two dogs, and I'd like to hear from people who cared for a dog to the end, and what end-of-life care cost.」
An owner・Europe
「My 16-and-a-half-year-old dog just had surgery. Vet bills for senior dogs are so high.」
Oct 2026
An owner・English-speaking
「I paid off a £500 emergency vet bill and let my dog go. Money is tight this month.」
Oct 2026
An owner・English-speaking
「I have to put my dog to sleep and need to find the most affordable place nearby.」
Oct 2026

Updated 29 Oct 2026.

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